As Realtors it is our mission to help as many people as we can achieve financial security through home ownership. So in discussions with some of our sellers we have come up with a plan to help people make ends meet the first few years of owning a home.
By prepaying the taxes for 2018 and 2019 it will help the buyers feel a little less house-poor. We can remember well all of the things you need when you buy your first home or upgrade to a larger home. Lawn mowers, garden hoses, sprinklers, shovels, snow blowers, furniture, window coverings are just a few of the things a new homeowner needs.
You could also use this money to pay down credit cards, or save for a rainy day.
Today most lenders want you to submit to them your portion of taxes every month. Depending on the lender what will happen on closing is that from the proceeds of the sale the amount of the 2017 taxes plus 5% and that amount plus another 5% will be credited to your tax account with the lender. (as we do not know what the taxes will actually be in 2018 and 2019, we are adding 5% annually).
If that happens to be more than the taxes actually are, no worries you do not have to pay them back, also if it is more they do not owe you any money.
If none of these homes work for you, let us find one that does. We can negotiate terms that will help you! If having your taxes prepaid for you would help you we can negotiate to see if we can make that happen for you.
If you would like to discuss the benefits of having us work for you as your agent contact us at 403-207-1776. We would love to help you!
Don’t Miss The Home of Your Dreams! You will have 18 to 20% less buying power after January 1st.
The federal government is changing the qualification rules on conventional mortgage qualification as of January 1st. A conventional mortgage is when you have 20% or more down payment. Now you can no longer qualify at the at
actual rate you will pay, You have to qualify at fictional rate 2% points higher. That means if you earn $80,000 per year instead of qualifying to buy a $518,000 home you will only be able to purchase a home worth $420,000.
This is what that would look like in terms of actual homes you could buy.
Why do some homes sell and others don't? Exposure!
We Will Market Your Home Locally and Globally!
LOCALLY: This marketing is designed to reach people that live nearby and are looking to make a change. Most people buy within a 20 mile radius of where they live now. With digital advertising we can target these people, and make your home first on their list to view.
GLOBALLY: 22.000 people will be moving to the Calgary area this next year. We want them to know about Chestermere so we market our homes on sites that can reach them before they get here.
Digital Marketing by Property
Properties are desplayed on the internet and on facebook to users who have recently searched real estate sites. Can be targetted to local within 15 miles of listing or to any city, depending on where we wish to target the market. A custom landing page is designed for the listing, delivering a Youtube video, information on schools and community.
80% of people buy within a 20 mile radius of where they live now. We advertise weekly in the Anchor which is delivered to your door in Chestermere,
The Chestermere Anchor
Digital Marketing by Postal Code
These ads are served up to users in a targetted postal code. They will appear on Facebook Pages and major website pages. It can be directed to any of our weppages that we choose to target. It can be Information on the market, our featured listings,. Delivered to Facebook and internet. pages using the IP addresses in that postal code. We have 5 out of 6 spots available for T1X
Homes and Land Magazine
Digital Marketing to Contacts.
These ads are delivered through Facebook and the internet to our contacts. They can be delivered to any page we decide to target. This brings them to our webpage, so they can visit our current listings, check out the real estate market, check the statistics for their neighbourhood.
It is important to find a realtor that specializes in the area your are selling or buying in. This is a chart showing the areas that Doug has sold homes in. How many sellers and buyers he has represented in Chestermere. During much of this time we were concentrating on representing lister’s rather than seller’s, due to the volume of business we were doing. We had a buyers agent through this time period. Volumes have changed and we are once again enjoying working with more home buyers.
The Chestermere market has always been challenging. Many top realtors do very well in Calgary, but when it comes to the Chestermere, they are not prepared to do the marketing that it requires to sell a home here. They may not understand the reasons that buyer’s choose Chestermere, they may not understand who their target market is.
We have a marketing program that has been proven to work. We understand what it is that Chestermere has to offer and we are sold on this area.
Sales Rank. These are figures from the Calgary Real Estate Board showing Doug McKay’s sales rank over his real estate career. Doug has been in the top 7% of realtors in the real estate board. With an overall rank in the top 13% of realtors within the Calgary Real Estate Board. (From 1997 to 2001 Doug was involved in a public real estate deal that took his focus away from the residential market.)
Located at 200 Marina Drive the Best Western Plus Hotel in Chestermere is open for business.
In addition to spacious rooms, it has a business centre, a pool and hot tub, a well-equipped gym. They serve a hot breakfast to guests only. The lobby is spacious with a fireplace and comfortable chairs to meet people at.
200 Marina Drive
Chestermere, Alberta T1X 1N2
Toll Free Number 1(800) 780-7234
Hotel Direct Number 587/349-7444
CHECKIN 3:00 P.M. MST CHECKOUT 11:00 A.M. MST
The only hotel in Chestermere! Whether you are here to enjoy Chestermere Lake, play a round of golf, or visiting family and friends, you now have a local hotel to stay with.
Only minutes from Calgary enabling you to enjoy all that the big city has to offer. With new and spacious guest rooms. The indoor pool and hot tub is great for families and birthday parties. All registered guests can enjoy a complimentary full hot breakfast. Do you have a meeting to plan? There is boardroom and a meeting room to accommodate your plans.
I bought the home I live in now because I just wanted to see the inside.. I did not think that I would like it as the homes on the other side of the lake had bigger yards, and I thought that this house had too small of a yard. It was just so pretty I wanted to look at it. In the end the yard depth was not so important after all.
That is what curb appeal is and that is what curb appeal does. It makes buyers want to see your house.
This home has great curb appeal.
Clean the door, windows around the door, the lights, the mailbox. Make sure the door bell works, and a fresh coat of paint on the door will go a long way. If you have a wood stairs and landing, consider repainting them as well. The buyer will be standing at the front door while the realtor gets the key and as they stand there they are deciding if the home is well-maintained, or if you just don’t care.
The garage door can add a lot of pop, consider matching the front door and the garage door in a complementary colour. Old white doors will age the home and not give you the impact you are looking for. Ask your realtor for suggestions.
Make a list of major repairs that are needed such as roofing, siding and lighting. Make as many of these repairs as possible. Ask us if you need the name of a handy man.
Make a list of minor repairs needed such as painting, or minor landscaping. Make as many of
these repairs as possible. The only people looking for a fixer upper are those looking for a real bargain, below market value.
Sweep or shovel walkways, driveways, patio/deck (salt in the winter). Leave on the front light.
Maintain front, back and side yard. Ensure lawns are mowed, shrubs are pruned and flower beds
Add flowers or winter arrangements on your front porch and/or in front of the garage.
Remove all Christmas lights and decorations by January 10th.
Oh and don’t forget to leave the front lights on, especially in winter when it is dark so soon.
Here are some helpful videos from the RE/MAX Fit To Sell video series.